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Investment Opportunities, Living in Abra / PG, Philippine Property Law, Real Estate Tips

Can a Foreigner Buy Real Estate in the Philippines? Here’s How

Many foreigners fall in love with the Philippines — especially in beautiful places like Puerto Galera. With white beaches, fresh air, friendly locals, and affordable living, it’s no surprise that many want to buy land or a home here.

But here’s the big question:
Can foreigners buy property in the Philippines?

The answer is yes, but with some important rules. Let’s explain it in a simple way.

🏡 1. Foreigners Can’t Own Land (But There Are Options)

Foreigners cannot buy or own land in the Philippines directly. Land ownership is only for Filipino citizens and Filipino-owned corporations (at least 60% Filipino-owned).

But don’t worry — there are still legal ways a foreigner can own property:

🏢 2. Foreigners Can Own a Condo

Foreigners can buy a condominium unit in the Philippines, as long as 60% of the total units in the building are owned by Filipinos. This is the easiest and most direct way to own property in your name.

You get a title (Condominium Certificate of Title) for your unit, and you can live in it, rent it out, or sell it anytime.

💍 3. If Married to a Filipino

If you are married to a Filipino citizen, your spouse can buy land under their name. You cannot own the land, but you can legally use it. If the Filipino spouse passes away, the land still cannot be passed directly to the foreigner, but it can go to Filipino heirs.

📝 4. Long-Term Lease of Land

Foreigners can lease land for up to 50 years, with a one-time renewal of another 25 years.

This is good if:

  • You want to build a house or resort on a beachfront property
  • You want to run a business or farm
  • You want long-term use, but don’t need to own the land

The lease must be written in a contract and registered with the government.

🏢 5. Buy Through a Filipino Corporation

Another way is to set up a corporation that is 60% Filipino-owned and 40% foreign-owned. This company can legally buy land. You can be part of the board or manage the business.

But this is more complicated and may require a lawyer or real estate expert.

⚠️ Warning: Don’t Use “Backdoor” Tricks

Some foreigners try to put land titles under the name of a Filipino friend or partner. This is very risky and illegal. You could lose everything if the other person claims it for themselves. Always follow legal ways.

✅ Summary

Here’s a quick list of what you can do:

  • ✅ Buy a condo (up to 40% of units can be foreign-owned)
  • ✅ Lease land for up to 50 years
  • ✅ Buy land through a Filipino spouse (land under their name)
  • ✅ Set up a Filipino-owned corporation (60% Filipino)

💬 Need Help?

If you’re interested in owning a property in Puerto Galera — a beach house, condo, or resort — we can help guide you. Our team understands both local laws and foreign needs.

📩 Contact us today to learn more about available properties and how you can own your dream home in paradise — legally and safely.

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